We Believe

We’ve balanced the art and science of investment management aimed at helping you protect and accumulate wealth tax efficiently, cost effectively.  We’re often asked of our beliefs and philosophy when it comes to investment management. Here is our stance:

  • We believe in capitalism and democracy
  • We believe that markets (and life) are cyclical
  • We believe that owners are substantially more profitable than loaners
  • We believe in the road less traveled, and the contrarian perspective
  • We believe that managing expectations is as important as managing money
  • We believe that investors are often their own “worst enemy”
  • We believe that the tail should not wag the dog
  • We believe in tax loss harvesting
  • We believe in transparency and low long term costs
  • We believe that investing is a marathon, not a sprint
  • We believe in large cap, mid cap, and small cap 
  • We believe in foreign and emerging markets
  • We believe in value and growth investing
  • We believe in active and passive management
  • We believe in mutual funds, ETF’s, individual stocks, and bonds
  • We believe that patience is a virtue
  • We believe that financial success requires a stoic mindset  
  • We believe in having the conviction to stay the course  
  • We believe that it’s NEVER different this time
  • Finally, we believe the most important account in the world is YOURS

Home > We Believe
"The investor's chief problem, and even his worst enemy, is likely to be himself."
-Benjamin Graham,
The Intelligent Investor; A Book of Practical Counsel, 1949